LIABILITY AND PERSONAL ACCIDENT INSURANCE FOR INDUSTRY SCHOLARSHIP HOLDERS
Students on industry scholarships, such as the UNISS program, are protected by a number of insurance policies held by the University of Newcastle.
PERSONAL ACCIDENT INSURANCE
The University of Newcastle currently has in force a Personal Accident Insurance Policy for all enrolled students (undergraduate and postgraduate) whilst the student is engaged in industry scholarship required activities. It is an accident cover only and does not cover illness. . The Policy is limited and you should obtain your own insurance if you require more comprehensive coverage.
If injured whilst performing activities required by your industry scholarship, this insurance may provide reimbursement of:
• Medical expenses related to injury up to $100,000.00 (only those not claimable on Medicare)
• Lost wages
• HECS-Help and/or post-graduate fees
• Home tutorial costs, if you are unable to attend classes
• Cost associated with domestic duties, such as child minding and cleaning
This policy responds after claims are made on any private medical insurance held by the student.
The student will be responsible for the first $50 of each claim.
Students must incur these costs and then seek reimbursement from insurers. The insurers will not pay for costs direct to any third party, such as a physio or other allied health professionals.
Refer to the Schedule for the level of cover.
STUDENT TRAVEL INSURANCE FOR OVERSEAS PLACEMENTS
The University has travel insurance cover for students who travel overseas as part of their scholarship. This insurance predominantly covers reimbursement of cancellation expenses (such as forfeited fares if unable to attend due to a serious illness of close family member) and emergency medical expenses.
More information on student travel insurance can be found here
Please note, the insurance is only valid for trips of 180 days or less. If your trip is longer, please contact the Risk & Assurance Services team for assistance and advice.
PUBLIC LIABILITY INSURANCE
The University maintains insurance that covers the legal liability arising from a student’s activities, both on campus and off-campus. Such activities must be approved by either the University or your UNISS placement.
PROFESSIONAL INDEMNITY INSURANCE
The University purchases insurance to cover the financial loss, to the University, arising from the breach of the professional duty of its staff and students. Such professional duty includes the advice provided by students whilst on placement. The insurance is contingent on the student acting within the scope of the placement.
WORKERS' COMPENSATION INSURANCE
Whilst students are completing industry placement are not deemed to be employees of the University or the sponsor company and therefore not entitled to Workers' Compensation Insurance. The University will not be meet any costs incurred by students who claim they are covered by workers compensation when on placement.