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Bank officers assist customers with their banking needs in person, in their branch. Their daily tasks may involve performing general transactions like deposits and withdrawals, opening accounts and referring customers to suitable products and services. While there are usually no specific educational requirements for this role, it is often seen as an entry point to a career within the banking sector. Bank officers can specialise in a particular service area such as commercial banking, loans or superannuation. Graduates with qualifications in finance and accounting disciplines often have good opportunities to develop and specialise into these sorts of areas and have a competitive advantage over less qualified applicants.